WÃ¼stenrot & WÃ¼rttembergische AG, together with its subsidiaries, provides insurance products and services to individuals and groups in Germany, the Czech Republic, and internationally. It operates through Housing, Life and Health Insurance, Property/Casualty Insurance, and All Other segments. The Housing segment offers home loan savings and banking products primarily for retail customers, such as home loan savings contracts, bridging loans, and mortgage loans. The Life and Health Insurance segment provides life and health insurance products, including classic and unit-linked life and annuity insurance, term insurance, classic and unit-linked Riester and basic pensions, and occupational disability insurance, as well as full and supplementary private health insurance and nursing care insurance. The Property/Casualty Insurance segment provides a range of insurance products for private and corporate customers, including general liability, casualty, motor, household, residential building, legal protection, transport, and technical insurance. The All Other segment offers asset management services; property development; and markets markets home loan savings and banking products. The company distributes its products and services directly, as well as through partners, brokers, and its mobile sales force. The company was founded in 1828 and is headquartered in Stuttgart, Germany.