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X Financial - XYF Stock Price Target and Predictions

  • Consensus Rating: Hold
  • Consensus Price Target: $0.00
  • Forecasted Upside: -100.00%
  • Number of Analysts: 1
  • Breakdown:
  • 0 Sell Ratings
  • 1 Hold Ratings
  • 0 Buy Ratings
  • 0 Strong Buy Ratings
$7.32 As of 12/4/2025 04:59 PM ET
▲ +0.164 (2.29%)

This chart shows the closing price for XYF by one month, three months, or twelve months.

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Analyst Price Target for XYF

Analyst Price Target is $0.00
▼ -100.00% Downside Potential
This price target is based on 1 analysts offering 12 month price targets for X Financial in the last 3 months. The average price target is $0.00, with a high forecast of $0.00 and a low forecast of $10,000,000.00. The average price target represents a -100.00% upside from the last price of $7.32.

This chart shows the closing price for XYF for the last year in relation to the current analyst high, average, and low pricetarget.

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Current Consensus is Hold

The current consensus among 1 investment analysts is to hold stock in X Financial. This rating changed within the last month from a Buy consensus rating.

Past Monthly Recommendations

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Read Past Recommendations DescriptionSkip Past Price Target Consensus Chart
  • 0 strong buy ratings
  • 0 buy ratings
  • 0 hold ratings
  • 0 sell ratings
Ratings as of
6/13/2024
  • 0 strong buy ratings
  • 0 buy ratings
  • 0 hold ratings
  • 0 sell ratings
Ratings as of
9/11/2024
  • 0 strong buy ratings
  • 0 buy ratings
  • 0 hold ratings
  • 0 sell ratings
Ratings as of
12/10/2024
  • 0 strong buy ratings
  • 0 buy ratings
  • 0 hold ratings
  • 0 sell ratings
Ratings as of
3/10/2025
  • 0 strong buy ratings
  • 0 buy ratings
  • 0 hold ratings
  • 0 sell ratings
Ratings as of
6/8/2025
  • 0 strong buy ratings
  • 0 buy ratings
  • 0 hold ratings
  • 0 sell ratings
Ratings as of
9/6/2025
  • 0 strong buy ratings
  • 1 buy ratings
  • 0 hold ratings
  • 0 sell ratings
Ratings as of
11/5/2025
  • 0 strong buy ratings
  • 0 buy ratings
  • 1 hold ratings
  • 0 sell ratings
Ratings as of
12/5/2025

Latest Recommendations

  • 0 strong buy ratings
  • 0 buy ratings
  • 1 hold ratings
  • 0 sell ratings

Display Ratings By
DateBrokerageActionRatingPrice TargetDetails
12/1/2025Weiss RatingsReiterated RatingHold (C+) ➝ Hold (C+)
11/25/2025Weiss RatingsReiterated RatingHold (C+) ➝ Hold (C+)
11/19/2025Weiss RatingsDowngradeBuy (B-) ➝ Hold (C+)
10/8/2025Weiss RatingsReiterated RatingBuy (B-) ➝ Buy (B-)
9/27/2025Weiss RatingsReiterated RatingBuy (B-) ➝ Buy (B-)
(Data available from 12/5/2020 forward)

News Sentiment Rating

0.60 (Buy)

Our news sentiment rating is based on the average sentiment of articles about this company published in the media in the last 30 days of headlines and can range from 2 (very positive sentiment) to -2 (very negative sentiment).

News Sentiment Over Time

Move your mouse over past months for details

Skip to Current Sentiment Summary
  • 1 very positive mentions
  • 7 positive mentions
  • 0 negative mentions
  • 0 very negative mentions
Mentions as of
5/9/2025
  • 7 very positive mentions
  • 14 positive mentions
  • 0 negative mentions
  • 0 very negative mentions
Mentions as of
6/8/2025
  • 4 very positive mentions
  • 2 positive mentions
  • 0 negative mentions
  • 0 very negative mentions
Mentions as of
7/8/2025
  • 5 very positive mentions
  • 6 positive mentions
  • 0 negative mentions
  • 0 very negative mentions
Mentions as of
8/7/2025
  • 8 very positive mentions
  • 7 positive mentions
  • 0 negative mentions
  • 0 very negative mentions
Mentions as of
9/6/2025
  • 5 very positive mentions
  • 1 positive mentions
  • 0 negative mentions
  • 0 very negative mentions
Mentions as of
10/6/2025
  • 1 very positive mentions
  • 6 positive mentions
  • 0 negative mentions
  • 0 very negative mentions
Mentions as of
11/5/2025
  • 3 very positive mentions
  • 5 positive mentions
  • 1 negative mentions
  • 0 very negative mentions
Mentions as of
12/5/2025

Current Sentiment

  • 3 very positive mentions
  • 5 positive mentions
  • 1 negative mentions
  • 0 very negative mentions

Recent Stories by Sentiment

Very Negative

  • No very negative mentions tracked during this time.

Negative

Positive

Very Positive

X Financial logo
X Financial provides personal finance services in the People's Republic of China. The company offers services as an online marketplace connecting borrowers and investors or institutional funding partners. Its loan products include Xiaoying credit loan, which consists of Xiaoying card loan; and Xiaoying preferred loan to small business owners. The company also offers Xiaoying housing loan, a home equity loan product for property owners; investment products through Xiaoying wealth management platform, such as funds, money market, and insurance products; and loan facilitation services to other platforms. In addition, it engages in the technology development, service, and sale of products; and provision of guarantee and consulting services. The company was incorporated in 2014 and is headquartered in Shenzhen, the People's Republic of China.
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Today's Range

Now: $7.32
Low: $7.13
High: $7.48

50 Day Range

MA: $11.60
Low: $6.65
High: $14.58

52 Week Range

Now: $7.32
Low: $6.47
High: $20.35

Volume

168,017 shs

Average Volume

240,126 shs

Market Capitalization

$306.00 million

P/E Ratio

1.29

Dividend Yield

6.76%

Beta

0.37

Frequently Asked Questions

What sell-side analysts currently cover shares of X Financial?

The following Wall Street sell-side analysts have issued research reports on X Financial in the last year: Wall Street Zen, and Weiss Ratings.
View the latest analyst ratings for XYF.

What is the current price target for X Financial?

0 Wall Street analysts have set twelve-month price targets for X Financial in the last year. has the lowest price target set, forecasting a price of $10,000,000.00 for X Financial in the next year.
View the latest price targets for XYF.

What is the current consensus analyst rating for X Financial?

X Financial currently has 1 hold rating from Wall Street analysts. The stock has a consensus analyst rating of "Hold." A "hold" rating indicates that analysts believe investors should keep any existing positions they have in XYF, but not buy more shares or sell existing shares.
View the latest ratings for XYF.

What other companies compete with X Financial?

Other companies that are similar to X Financial include Origin Bancorp, Trinity Capital, Origin Bancorp, Old Second Bancorp and Burke & Herbert Financial Services. Learn More about companies similar to X Financial.

How do I contact X Financial's investor relations team?

X Financial's physical mailing address is 7-8F BLOCK A AEROSPACE SCIENCE&TECH PLZ NO. 168 HAIDE THIRD AVENUE NANSHAN DIST, SHENZHEN F4, 518067. The company's listed phone number is 8675586282977 and its investor relations email address is [email protected]. The official website for X Financial is www.xiaoyinggroup.com. Learn More about contacing X Financial investor relations.