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Credit Acceptance - CACC Stock Price Target and Predictions

  • Consensus Rating: Hold
  • Consensus Price Target: $557.50
  • Forecasted Upside: -2.01%
  • Number of Analysts: 4
  • Breakdown:
  • 0 Sell Ratings
  • 3 Hold Ratings
  • 1 Buy Ratings
  • 0 Strong Buy Ratings
$568.91 As of 07/31/2026 05:00 PM ET
▲ +13.24 (2.38%)

This chart shows the closing price for CACC by one month, three months, or twelve months.

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Analyst Price Target for CACC

Analyst Price Target is $557.50
▼ -2.01% Downside Potential
This price target is based on 4 analysts offering 12 month price targets for Credit Acceptance in the last 3 months. The average price target is $557.50, with a high forecast of $575.00 and a low forecast of $540.00. The average price target represents a -2.01% upside from the last price of $568.91.

This chart shows the closing price for CACC for the last year in relation to the current analyst high, average, and low pricetarget.

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Current Consensus is Hold

The current consensus among 4 investment analysts is to hold stock in Credit Acceptance. This rating has held steady since May 2026, when it changed from a Moderate Buy consensus rating.

Past Monthly Recommendations

Move your mouse over past months for details

Read Past Recommendations DescriptionSkip Past Price Target Consensus Chart
  • 0 strong buy ratings
  • 0 buy ratings
  • 1 hold ratings
  • 1 sell ratings
Ratings as of
2/7/2025
  • 0 strong buy ratings
  • 0 buy ratings
  • 1 hold ratings
  • 1 sell ratings
Ratings as of
5/8/2025
  • 0 strong buy ratings
  • 0 buy ratings
  • 1 hold ratings
  • 1 sell ratings
Ratings as of
8/6/2025
  • 0 strong buy ratings
  • 0 buy ratings
  • 2 hold ratings
  • 1 sell ratings
Ratings as of
11/4/2025
  • 0 strong buy ratings
  • 0 buy ratings
  • 2 hold ratings
  • 0 sell ratings
Ratings as of
2/2/2026
  • 1 strong buy ratings
  • 0 buy ratings
  • 3 hold ratings
  • 0 sell ratings
Ratings as of
5/3/2026
  • 0 strong buy ratings
  • 0 buy ratings
  • 4 hold ratings
  • 0 sell ratings
Ratings as of
7/2/2026
  • 0 strong buy ratings
  • 1 buy ratings
  • 3 hold ratings
  • 0 sell ratings
Ratings as of
8/1/2026

Latest Recommendations

  • 0 strong buy ratings
  • 1 buy ratings
  • 3 hold ratings
  • 0 sell ratings

Display Ratings By
DateBrokerageActionRatingPrice TargetDetails
7/16/2026Weiss RatingsUpgradeHold (C+) ➝ Buy (B-)
7/7/2026TD CowenBoost TargetHold ➝ Hold$500.00 ➝ $575.00
5/13/2026Zacks ResearchDowngradeStrong-Buy ➝ Hold
5/8/2026Weiss RatingsUpgradeHold (C) ➝ Hold (C+)
5/6/2026TD CowenBoost TargetHold ➝ Hold$450.00 ➝ $500.00
4/20/2026Weiss RatingsReiterated RatingHold (C) ➝ Hold (C)
4/17/2026StephensBoost TargetEqual Weight ➝ Equal Weight$450.00 ➝ $540.00
2/3/2026Zacks ResearchUpgradeHold ➝ Strong-Buy
1/30/2026TD CowenBoost TargetHold ➝ Hold$460.00 ➝ $470.00
1/21/2026Weiss RatingsReiterated RatingHold (C) ➝ Hold (C)
1/8/2026TD CowenUpgradeSell ➝ Hold
1/8/2026TD CowenUpgradeSell ➝ Hold$460.00
10/31/2025TD CowenReiterated RatingSell ➝ Sell
10/31/2025TD CowenLower TargetSell ➝ Sell$450.00 ➝ $430.00
10/8/2025Weiss RatingsReiterated RatingHold (C) ➝ Hold (C)
9/27/2025Weiss RatingsReiterated RatingHold (C) ➝ Hold (C)
1/31/2025StephensBoost TargetEqual Weight ➝ Equal Weight$452.00 ➝ $500.00
11/13/2024StephensInitiated CoverageEqual Weight$452.00
11/1/2024TD CowenLower TargetSell ➝ Sell$400.00 ➝ $380.00
8/1/2024TD CowenLower TargetSell ➝ Sell$440.00 ➝ $400.00
5/2/2024TD CowenLower TargetSell ➝ Sell$465.00 ➝ $420.00
11/1/2023TD CowenInitiated CoverageUnderperform$360.00
10/31/2023BMO Capital MarketsLower TargetMarket Perform ➝ Market Perform$354.00 ➝ $347.00
10/31/2023StephensReiterated RatingEqual Weight ➝ Equal Weight$440.00
5/2/2023Credit Suisse GroupLower Target$400.00 ➝ $380.00
5/2/2023StephensLower Target$442.00 ➝ $440.00
3/9/2023StephensReiterated RatingEqual Weight$442.00
2/1/2023BMO Capital MarketsBoost TargetMarket Perform$360.00 ➝ $380.00
11/3/2022BMO Capital MarketsLower TargetMarket Perform$477.00 ➝ $364.00
11/2/2022StephensLower TargetEqual Weight$519.00 ➝ $442.00
11/2/2022Credit Suisse GroupLower TargetUnderperform$430.00 ➝ $410.00
10/13/2022Credit Suisse GroupLower Target$430.00
8/2/2022Credit Suisse GroupLower TargetUnderperform$460.00 ➝ $440.00
5/3/2022Credit Suisse GroupBoost Target$440.00 ➝ $460.00
2/1/2022BMO Capital MarketsBoost TargetMarket Perform$411.00 ➝ $428.00
11/2/2021StephensBoost TargetEqual Weight$470.00 ➝ $519.00
11/2/2021Citizens JmpBoost TargetMarket Underperform$295.00 ➝ $355.00
11/2/2021Credit Suisse GroupBoost TargetUnderperform$380.00 ➝ $420.00
(Data available from 8/2/2021 forward)

News Sentiment Rating

1.53 (Strong Buy)

Our news sentiment rating is based on the average sentiment of articles about this company published in the media in the last 30 days of headlines and can range from 2 (very positive sentiment) to -2 (very negative sentiment).

News Sentiment Over Time

Move your mouse over past months for details

Skip to Current Sentiment Summary
  • 2 very positive mentions
  • 2 positive mentions
  • 0 negative mentions
  • 0 very negative mentions
Mentions as of
1/4/2026
  • 12 very positive mentions
  • 7 positive mentions
  • 0 negative mentions
  • 0 very negative mentions
Mentions as of
2/3/2026
  • 7 very positive mentions
  • 0 positive mentions
  • 0 negative mentions
  • 0 very negative mentions
Mentions as of
3/5/2026
  • 5 very positive mentions
  • 3 positive mentions
  • 0 negative mentions
  • 0 very negative mentions
Mentions as of
4/4/2026
  • 6 very positive mentions
  • 5 positive mentions
  • 0 negative mentions
  • 0 very negative mentions
Mentions as of
5/4/2026
  • 8 very positive mentions
  • 7 positive mentions
  • 0 negative mentions
  • 0 very negative mentions
Mentions as of
6/3/2026
  • 12 very positive mentions
  • 3 positive mentions
  • 0 negative mentions
  • 0 very negative mentions
Mentions as of
7/3/2026
  • 20 very positive mentions
  • 5 positive mentions
  • 0 negative mentions
  • 0 very negative mentions
Mentions as of
8/2/2026

Current Sentiment

  • 20 very positive mentions
  • 5 positive mentions
  • 0 negative mentions
  • 0 very negative mentions

Recent Stories by Sentiment

Very Negative

  • No very negative mentions tracked during this time.

Negative

  • No negative mentions tracked during this time.

Positive

Very Positive

Credit Acceptance logo
Credit Acceptance Corporation engages in the provision of financing programs, and related products and services in the United States. The company advances money to automobile dealers in exchange for the right to service the underlying consumer loans; and buys the consumer loans from the dealers and keeps the amount collected from the consumers. It is also involved in the business of reinsuring coverage under vehicle service contracts sold to consumers by dealers on vehicles financed by the company. The company serves independent and franchised automobile dealers. Credit Acceptance Corporation was incorporated in 1972 and is headquartered in Southfield, Michigan.
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Today's Range

Now: $568.91
Low: $550.20
High: $572.52

50 Day Range

MA: $591.38
Low: $541.58
High: $657.20

52 Week Range

Now: $568.91
Low: $401.90
High: $668.86

Volume

87,069 shs

Average Volume

133,650 shs

Market Capitalization

$5.95 billion

P/E Ratio

14.14

Dividend Yield

N/A

Beta

1.36

Frequently Asked Questions

What sell-side analysts currently cover shares of Credit Acceptance?

The following Wall Street research analysts have issued reports on Credit Acceptance in the last twelve months: Stephens, TD Cowen, Weiss Ratings, and Zacks Research.
View the latest analyst ratings for CACC.

What is the current price target for Credit Acceptance?

0 Wall Street analysts have set twelve-month price targets for Credit Acceptance in the last year. Their average twelve-month price target is $557.50, suggesting a possible downside of 2.0%. TD Cowen has the highest price target set, predicting CACC will reach $575.00 in the next twelve months. Stephens has the lowest price target set, forecasting a price of $540.00 for Credit Acceptance in the next year.
View the latest price targets for CACC.

What is the current consensus analyst rating for Credit Acceptance?

Credit Acceptance currently has 3 hold ratings and 1 buy rating from Wall Street analysts. The stock has a consensus analyst rating of "Hold." A "hold" rating indicates that analysts believe investors should keep any existing positions they have in CACC, but not buy more shares or sell existing shares.
View the latest ratings for CACC.

What other companies compete with Credit Acceptance?

Other companies that are similar to Credit Acceptance include Ally Financial, SoFi Technologies, Joint Stock Company Kaspi.kz, FirstCash and OneMain. Learn More about companies similar to Credit Acceptance.

How do I contact Credit Acceptance's investor relations team?

Credit Acceptance's physical mailing address is 25505 W. Twelve Mile Road, Southfield MI, 48034. The credit services provider's listed phone number is (248) 353-2700 and its investor relations email address is [email protected]. The official website for Credit Acceptance is www.creditacceptance.com. Learn More about contacing Credit Acceptance investor relations.