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Navient - NAVI Stock Price Target and Predictions

  • Consensus Rating: Reduce
  • Consensus Price Target: $12.83
  • Forecasted Upside: 3.08%
  • Number of Analysts: 10
  • Breakdown:
  • 5 Sell Ratings
  • 4 Hold Ratings
  • 0 Buy Ratings
  • 1 Strong Buy Ratings
$12.45 As of 12/4/2025 05:00 PM ET
▼ -0.15 (-1.19%)

This chart shows the closing price for NAVI by one month, three months, or twelve months.

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Analyst Price Target for NAVI

Analyst Price Target is $12.83
▲ +3.08% Upside Potential
This price target is based on 10 analysts offering 12 month price targets for Navient in the last 3 months. The average price target is $12.83, with a high forecast of $14.50 and a low forecast of $12.00. The average price target represents a 3.08% upside from the last price of $12.45.

This chart shows the closing price for NAVI for the last year in relation to the current analyst high, average, and low pricetarget.

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Current Consensus is Reduce

The current consensus among 10 contributing investment analysts is to reduce stock in Navient. This rating has held steady since April 2025, when it changed from a Hold consensus rating.

Past Monthly Recommendations

Move your mouse over past months for details

Read Past Recommendations DescriptionSkip Past Price Target Consensus Chart
  • 0 strong buy ratings
  • 0 buy ratings
  • 7 hold ratings
  • 3 sell ratings
Ratings as of
6/12/2024
  • 0 strong buy ratings
  • 0 buy ratings
  • 6 hold ratings
  • 3 sell ratings
Ratings as of
9/10/2024
  • 0 strong buy ratings
  • 0 buy ratings
  • 5 hold ratings
  • 3 sell ratings
Ratings as of
12/9/2024
  • 1 strong buy ratings
  • 0 buy ratings
  • 3 hold ratings
  • 2 sell ratings
Ratings as of
3/9/2025
  • 1 strong buy ratings
  • 0 buy ratings
  • 4 hold ratings
  • 3 sell ratings
Ratings as of
6/7/2025
  • 1 strong buy ratings
  • 0 buy ratings
  • 4 hold ratings
  • 4 sell ratings
Ratings as of
9/5/2025
  • 1 strong buy ratings
  • 0 buy ratings
  • 4 hold ratings
  • 5 sell ratings
Ratings as of
11/4/2025
  • 1 strong buy ratings
  • 0 buy ratings
  • 4 hold ratings
  • 5 sell ratings
Ratings as of
12/4/2025

Latest Recommendations

  • 1 strong buy ratings
  • 0 buy ratings
  • 4 hold ratings
  • 5 sell ratings

Display Ratings By
DateBrokerageActionRatingPrice TargetDetails
12/1/2025Weiss RatingsReiterated RatingSell (D) ➝ Sell (D)
11/25/2025Weiss RatingsReiterated RatingSell (D) ➝ Sell (D)
11/19/2025Weiss RatingsReiterated RatingSell (D) ➝ Sell (D)
11/13/2025Weiss RatingsReiterated RatingSell (D) ➝ Sell (D)
10/30/2025CowenReiterated RatingSell ➝ Sell
10/30/2025JPMorgan Chase & Co.Lower TargetNeutral ➝ Neutral$14.00 ➝ $12.50
10/8/2025Weiss RatingsReiterated RatingSell (D+) ➝ Sell (D+)
10/7/2025JPMorgan Chase & Co.Lower TargetNeutral ➝ Neutral$15.00 ➝ $14.00
10/1/2025Keefe, Bruyette & WoodsLower TargetMarket Perform ➝ Market Perform$15.00 ➝ $14.50
9/27/2025Weiss RatingsReiterated RatingSell (D+) ➝ Sell (D+)
9/4/2025Bank of AmericaDowngradeNeutral ➝ Underperform$12.00
7/31/2025Morgan StanleyLower TargetEqual Weight ➝ Equal Weight$15.00 ➝ $14.00
7/31/2025Keefe, Bruyette & WoodsLower TargetMarket Perform ➝ Market Perform$16.50 ➝ $15.00
7/11/2025JPMorgan Chase & Co.Boost TargetNeutral ➝ Neutral$12.50 ➝ $15.50
7/9/2025Keefe, Bruyette & WoodsBoost TargetMarket Perform ➝ Market Perform$14.00 ➝ $16.50
5/1/2025TD CowenDowngradeHold ➝ Strong Sell
5/1/2025JPMorgan Chase & Co.Boost TargetNeutral ➝ Neutral$11.00 ➝ $12.50
5/1/2025TD SecuritiesBoost TargetSell ➝ Sell$11.00 ➝ $12.00
4/21/2025Jefferies Financial GroupLower TargetHold ➝ Hold$14.00 ➝ $12.00
4/8/2025JPMorgan Chase & Co.Lower TargetNeutral ➝ Neutral$13.50 ➝ $11.00
4/2/2025TD CowenUpgradeStrong Sell ➝ Hold
3/31/2025Keefe, Bruyette & WoodsLower TargetMarket Perform ➝ Market Perform$16.00 ➝ $14.00
1/21/2025Seaport Res PtnUpgradeHold ➝ Strong-Buy
1/14/2025JPMorgan Chase & Co.Lower TargetNeutral ➝ Neutral$15.00 ➝ $13.50
12/24/2024Bank of AmericaLower TargetNeutral ➝ Neutral$17.00 ➝ $16.00
12/9/2024JPMorgan Chase & Co.Lower TargetNeutral ➝ Neutral$15.50 ➝ $15.00
11/1/2024TD CowenLower TargetSell ➝ Sell$14.00 ➝ $13.00
10/8/2024BarclaysBoost TargetUnderweight ➝ Underweight$10.00 ➝ $11.00
10/7/2024JPMorgan Chase & Co.Boost TargetNeutral ➝ Neutral$15.00 ➝ $16.00
9/30/2024Bank of AmericaInitiated CoverageNeutral$17.00
7/25/2024Keefe, Bruyette & WoodsBoost TargetMarket Perform ➝ Market Perform$15.00 ➝ $16.00
7/9/2024BarclaysLower TargetUnderweight ➝ Underweight$11.00 ➝ $10.00
7/8/2024JPMorgan Chase & Co.Lower TargetNeutral ➝ Neutral$16.00 ➝ $15.00
7/8/2024Keefe, Bruyette & WoodsLower TargetMarket Perform ➝ Market Perform$17.00 ➝ $15.00
4/26/2024TD CowenLower TargetSell ➝ Sell$14.00 ➝ $13.00
4/25/2024JPMorgan Chase & Co.Lower TargetNeutral ➝ Neutral$17.00 ➝ $16.00
4/25/2024BarclaysLower TargetUnderweight ➝ Underweight$13.00 ➝ $11.00
4/25/2024Keefe, Bruyette & WoodsLower TargetMarket Perform ➝ Market Perform$19.00 ➝ $17.00
4/3/2024JPMorgan Chase & Co.UpgradeUnderweight ➝ Neutral$18.00 ➝ $17.00
2/1/2024CitigroupBoost TargetNeutral ➝ Neutral$17.00 ➝ $18.00
2/1/2024JPMorgan Chase & Co.Lower TargetUnderweight ➝ Underweight$19.00 ➝ $18.00
1/10/2024BarclaysReiterated RatingEqual Weight ➝ Underweight$17.00 ➝ $14.00
1/10/2024Deutsche Bank AktiengesellschaftInitiated CoverageHold$19.00
1/8/2024TD CowenDowngradeMarket Perform ➝ Underperform$17.00 ➝ $15.00
1/2/2024StephensDowngradeEqual Weight ➝ Underweight$16.00
11/15/2023BarclaysInitiated CoverageEqual Weight$17.00
11/9/2023Jefferies Financial GroupDowngradeBuy ➝ Hold$22.00 ➝ $16.00
11/1/2023TD CowenInitiated CoverageMarket Perform$17.00
10/26/2023CitigroupLower TargetNeutral ➝ Neutral$18.00 ➝ $17.00
10/26/2023StephensLower TargetEqual Weight ➝ Equal Weight$20.00 ➝ $16.00
10/17/2023JPMorgan Chase & Co.Lower TargetUnderweight ➝ Underweight$19.50 ➝ $18.00
10/6/2023CitigroupLower TargetNeutral ➝ Neutral$19.00 ➝ $18.00
10/3/2023Morgan StanleyLower TargetEqual Weight ➝ Equal Weight$18.00 ➝ $17.00
8/1/2023Compass PointLower TargetNeutral ➝ Neutral$19.00 ➝ $18.00
7/11/2023Compass PointBoost Target$16.00 ➝ $19.00
7/7/2023CitigroupBoost Target$17.00 ➝ $19.00
4/27/2023888Reiterated RatingReiterates
4/18/2023CitigroupLower Target$19.00 ➝ $17.00
4/17/2023JPMorgan Chase & Co.Lower TargetUnderweight$18.00 ➝ $16.00
4/11/2023Keefe, Bruyette & WoodsLower TargetMarket Perform$19.00 ➝ $18.00
4/5/2023Morgan StanleyLower TargetEqual Weight$19.00 ➝ $17.00
2/1/2023CitigroupBoost TargetNeutral$15.00 ➝ $19.00
1/26/2023StephensBoost Target$17.00 ➝ $20.00
1/26/2023BMO Capital MarketsBoost TargetMarket Perform$17.00 ➝ $19.00
1/26/2023Credit Suisse GroupBoost TargetNeutral$14.00 ➝ $16.50
1/10/2023JPMorgan Chase & Co.Boost Target$14.50 ➝ $17.00
1/6/2023BarclaysBoost Target$16.00 ➝ $19.00
12/1/2022Morgan StanleyUpgradeUnderweight ➝ Equal Weight$14.00 ➝ $16.00
10/27/2022Credit Suisse GroupLower Target$14.00
10/27/2022Morgan StanleyLower TargetUnderweight$14.50 ➝ $14.00
10/18/2022Jefferies Financial GroupLower Target$24.00 ➝ $18.00
10/13/2022Credit Suisse GroupBoost Target$16.00
10/13/2022CitigroupLower Target$18.00 ➝ $15.00
10/13/2022BarclaysBoost Target$13.00 ➝ $16.00
10/7/2022Morgan StanleyInitiated CoverageUnderweight$14.50
9/20/2022Compass PointLower Target$12.50
9/9/2022BarclaysDowngradeOverweight ➝ Equal Weight$19.00 ➝ $13.00
7/28/2022CitigroupBoost Target$16.00 ➝ $18.00
7/25/2022Compass PointLower Target$15.00
7/11/2022Keefe, Bruyette & WoodsLower Target$18.00 ➝ $17.00
7/11/2022BarclaysLower TargetOverweight$25.00 ➝ $18.00
4/11/2022JPMorgan Chase & Co.DowngradeNeutral ➝ Underweight$21.00 ➝ $17.00
3/31/2022Compass PointDowngradeBuy ➝ Neutral$18.00
1/27/2022Credit Suisse GroupLower TargetNeutral$20.00 ➝ $18.00
1/27/2022JPMorgan Chase & Co.Lower TargetNeutral$23.00 ➝ $21.00
1/10/2022BarclaysLower Target$26.00 ➝ $25.00
1/3/2022StephensDowngradeOverweight ➝ Equal Weight$22.00
11/2/2021WedbushReiterated RatingOutperform
9/30/2021Seaport Res PtnReiterated RatingNeutral
8/2/2021WedbushBoost TargetOutperform$19.00 ➝ $25.00
7/29/2021CitigroupDowngradeBuy ➝ Neutral$19.00 ➝ $21.00
7/29/2021StephensBoost TargetOverweight$18.00 ➝ $22.00
7/9/2021BarclaysBoost TargetOverweight$20.00 ➝ $23.00
7/6/2021Keefe, Bruyette & WoodsDowngradeOutperform ➝ Market Perform$19.00 ➝ $20.00
7/2/2021Credit Suisse GroupBoost TargetNeutral$15.50 ➝ $17.50
6/10/2021Jefferies Financial GroupBoost TargetBuy$19.00 ➝ $23.00
4/29/2021CitigroupReiterated RatingFocus List$15.00 ➝ $19.00
4/29/2021Credit Suisse GroupBoost TargetNeutral$13.50 ➝ $15.50
4/15/2021JPMorgan Chase & Co.Boost TargetNeutral$12.50 ➝ $15.00
4/12/2021BarclaysBoost TargetPositive ➝ Overweight$16.00 ➝ $20.00
3/19/2021Jefferies Financial GroupUpgradeHold ➝ Buy$11.50 ➝ $19.00
1/28/2021BarclaysBoost TargetOverweight$13.00 ➝ $16.00
1/19/2021JPMorgan Chase & Co.DowngradeOverweight ➝ Neutral
(Data available from 12/4/2020 forward)

News Sentiment Rating

0.82 (Buy)

Our news sentiment rating is based on the average sentiment of articles about this company published in the media in the last 30 days of headlines and can range from 2 (very positive sentiment) to -2 (very negative sentiment).

News Sentiment Over Time

Move your mouse over past months for details

Skip to Current Sentiment Summary
  • 19 very positive mentions
  • 14 positive mentions
  • 7 negative mentions
  • 0 very negative mentions
Mentions as of
5/8/2025
  • 24 very positive mentions
  • 6 positive mentions
  • 0 negative mentions
  • 1 very negative mentions
Mentions as of
6/7/2025
  • 3 very positive mentions
  • 1 positive mentions
  • 0 negative mentions
  • 0 very negative mentions
Mentions as of
7/7/2025
  • 16 very positive mentions
  • 14 positive mentions
  • 2 negative mentions
  • 0 very negative mentions
Mentions as of
8/6/2025
  • 16 very positive mentions
  • 8 positive mentions
  • 0 negative mentions
  • 0 very negative mentions
Mentions as of
9/5/2025
  • 11 very positive mentions
  • 5 positive mentions
  • 4 negative mentions
  • 0 very negative mentions
Mentions as of
10/5/2025
  • 7 very positive mentions
  • 18 positive mentions
  • 6 negative mentions
  • 1 very negative mentions
Mentions as of
11/4/2025
  • 10 very positive mentions
  • 10 positive mentions
  • 1 negative mentions
  • 0 very negative mentions
Mentions as of
12/4/2025

Current Sentiment

  • 10 very positive mentions
  • 10 positive mentions
  • 1 negative mentions
  • 0 very negative mentions

Recent Stories by Sentiment

Very Negative

  • No very negative mentions tracked during this time.

Negative

Positive

Very Positive

Navient logo
Navient Corporation provides technology-enabled education finance and business processing solutions for education, health care, and government clients in the United States. It operates through three segments: Federal Education Loans, Consumer Lending, and Business Processing. The company owns Federal Family Education Loan Program (FFELP) loans that are insured or guaranteed by state or not-for-profit agencies; and performs servicing on its portfolios, as well as federal education loans held by other institutions. It also owns, originates, and services refinance and in-school private education loans; and offers business processing solutions, such as omnichannel contact center, workflow processing, and revenue cycle optimization services to federal agencies, state governments, tolling and parking authorities, other public sector clients, as well as hospitals, hospital systems, medical centers, large physician groups, other healthcare providers, and public health departments. In addition, the company provides corporate liquidity portfolio services. Navient Corporation was founded in 1973 and is headquartered in Herndon, Virginia.
Read More

Today's Range

Now: $12.45
Low: $12.41
High: $12.68

50 Day Range

MA: $12.33
Low: $11.34
High: $13.29

52 Week Range

Now: $12.45
Low: $10.53
High: $16.07

Volume

1,041,579 shs

Average Volume

806,706 shs

Market Capitalization

$1.21 billion

P/E Ratio

N/A

Dividend Yield

5.08%

Beta

1.3

Frequently Asked Questions

What sell-side analysts currently cover shares of Navient?

The following equities research analysts have issued research reports on Navient in the last twelve months: Bank of America Corporation, Cowen Inc, Jefferies Financial Group Inc., JPMorgan Chase & Co., Keefe, Bruyette & Woods, Morgan Stanley, Seaport Res Ptn, TD Cowen, TD Securities, Wall Street Zen, and Weiss Ratings.
View the latest analyst ratings for NAVI.

What is the current price target for Navient?

0 Wall Street analysts have set twelve-month price targets for Navient in the last year. Their average twelve-month price target is $12.83, suggesting a possible upside of 3.2%. Keefe, Bruyette & Woods has the highest price target set, predicting NAVI will reach $14.50 in the next twelve months. Jefferies Financial Group Inc. has the lowest price target set, forecasting a price of $12.00 for Navient in the next year.
View the latest price targets for NAVI.

What is the current consensus analyst rating for Navient?

Navient currently has 5 sell ratings, 4 hold ratings and 1 strong buy rating from Wall Street analysts. The stock has a consensus analyst rating of "Reduce."
View the latest ratings for NAVI.

What other companies compete with Navient?

Other companies that are similar to Navient include East West Bancorp, Huntington Bancshares, SLM, Wintrust Financial and Citizens Financial Group. Learn More about companies similar to Navient.

How do I contact Navient's investor relations team?

Navient's physical mailing address is 123 JUSTISON STREET, WILMINGTON DE, 19801. The credit services provider's listed phone number is (302) 283-8000 and its investor relations email address is [email protected]. The official website for Navient is www.navient.com. Learn More about contacing Navient investor relations.