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SoFi Technologies - SOFI Stock Price Target and Predictions

  • Consensus Rating: Hold
  • Consensus Price Target: $24.88
  • Forecasted Upside: -15.94%
  • Number of Analysts: 23
  • Breakdown:
  • 3 Sell Ratings
  • 12 Hold Ratings
  • 7 Buy Ratings
  • 1 Strong Buy Ratings
$29.60 As of 12/4/2025 05:00 PM ET
▲ +0.53 (1.82%)

This chart shows the closing price for SOFI by one month, three months, or twelve months.

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Analyst Price Target for SOFI

Analyst Price Target is $24.88
▼ -15.94% Downside Potential
This price target is based on 23 analysts offering 12 month price targets for SoFi Technologies in the last 3 months. The average price target is $24.88, with a high forecast of $38.00 and a low forecast of $12.00. The average price target represents a -15.94% upside from the last price of $29.60.

This chart shows the closing price for SOFI for the last year in relation to the current analyst high, average, and low pricetarget.

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Current Consensus is Hold

The current consensus among 23 polled investment analysts is to hold stock in SoFi Technologies. This rating has held steady since January 2025, when it changed from a Reduce consensus rating.

Past Monthly Recommendations

Move your mouse over past months for details

Read Past Recommendations DescriptionSkip Past Price Target Consensus Chart
  • 0 strong buy ratings
  • 5 buy ratings
  • 11 hold ratings
  • 3 sell ratings
Ratings as of
6/12/2024
  • 0 strong buy ratings
  • 5 buy ratings
  • 7 hold ratings
  • 2 sell ratings
Ratings as of
9/10/2024
  • 0 strong buy ratings
  • 3 buy ratings
  • 7 hold ratings
  • 3 sell ratings
Ratings as of
12/9/2024
  • 1 strong buy ratings
  • 5 buy ratings
  • 6 hold ratings
  • 4 sell ratings
Ratings as of
3/9/2025
  • 1 strong buy ratings
  • 7 buy ratings
  • 6 hold ratings
  • 3 sell ratings
Ratings as of
6/7/2025
  • 1 strong buy ratings
  • 6 buy ratings
  • 11 hold ratings
  • 3 sell ratings
Ratings as of
9/5/2025
  • 1 strong buy ratings
  • 7 buy ratings
  • 12 hold ratings
  • 3 sell ratings
Ratings as of
11/4/2025
  • 1 strong buy ratings
  • 7 buy ratings
  • 12 hold ratings
  • 3 sell ratings
Ratings as of
12/4/2025

Latest Recommendations

  • 1 strong buy ratings
  • 7 buy ratings
  • 12 hold ratings
  • 3 sell ratings

Display Ratings By
DateBrokerageActionRatingPrice TargetDetails
11/25/2025Truist FinancialLower TargetHold ➝ Hold$31.00 ➝ $28.00
11/4/2025Truist FinancialBoost TargetHold ➝ Hold$29.00 ➝ $31.00
10/30/2025UBS GroupBoost TargetNeutral ➝ Neutral$20.50 ➝ $27.50
10/30/2025MizuhoSet Target$38.00
10/29/2025The Goldman Sachs GroupBoost TargetNeutral ➝ Neutral$24.00 ➝ $27.00
10/29/2025CitigroupBoost TargetBuy ➝ Buy$28.00 ➝ $37.00
10/29/2025BarclaysBoost TargetOutperform ➝ Outperform$21.00 ➝ $23.00
10/29/2025Keefe, Bruyette & WoodsBoost TargetUnderperform ➝ Underperform$18.00 ➝ $20.00
10/29/2025BTIG ResearchReiterated RatingNeutral ➝ Neutral
10/29/2025Needham & Company LLCBoost TargetBuy ➝ Buy$29.00 ➝ $36.00
10/28/2025Jefferies Financial GroupReiterated RatingBuy ➝ Buy$35.00
10/24/2025Truist FinancialBoost TargetHold ➝ Hold$23.00 ➝ $29.00
10/24/2025JPMorgan Chase & Co.Boost TargetNeutral ➝ Neutral$24.00 ➝ $26.00
10/15/2025Keefe, Bruyette & WoodsBoost TargetUnderperform ➝ Underperform$14.00 ➝ $18.00
10/13/2025The Goldman Sachs GroupBoost TargetNeutral ➝ Neutral$21.00 ➝ $24.00
10/8/2025Weiss RatingsReiterated RatingHold (C) ➝ Hold (C)
9/29/2025Morgan StanleyBoost TargetUnderweight ➝ Underweight$13.00 ➝ $18.00
9/27/2025Weiss RatingsReiterated RatingHold (C) ➝ Hold (C)
9/18/2025MizuhoBoost TargetOutperform ➝ Outperform$26.00 ➝ $31.00
9/10/2025Needham & Company LLCBoost TargetBuy ➝ Buy$25.00 ➝ $29.00
8/20/2025CitigroupBoost TargetBuy ➝ Buy$18.00 ➝ $28.00
8/20/2025JPMorgan Chase & Co.Boost TargetNeutral ➝ Neutral$22.00 ➝ $24.00
8/5/2025Keefe, Bruyette & WoodsBoost TargetUnderperform ➝ Underperform$13.00 ➝ $14.00
8/4/2025Truist FinancialSet Target$23.00
8/1/2025Redburn AtlanticUpgradeHold
8/1/2025Rothschild & Co RedburnInitiated CoverageNeutral$20.50
7/31/2025MizuhoSet TargetOutperform ➝ Outperform$20.00 ➝ $26.00
7/30/2025BarclaysBoost TargetEqual Weight ➝ Equal Weight$18.00 ➝ $21.00
7/30/2025Morgan StanleyReiterated RatingUnderweight ➝ Underweight$11.00 ➝ $13.00
7/30/2025Needham & Company LLCBoost TargetBuy ➝ Buy$20.00 ➝ $25.00
7/17/2025Truist FinancialBoost TargetHold ➝ Hold$14.00 ➝ $20.00
7/14/2025JMP SecuritiesReiterated RatingMarket Outperform ➝ Market Perform$17.00
7/14/2025Citizens JmpDowngradeStrong-Buy ➝ Market Perform
7/14/2025The Goldman Sachs GroupInitiated CoverageNeutral$19.00
7/11/2025CowenInitiated CoverageHold
7/11/2025TD CowenInitiated CoverageHold$21.00
7/10/2025Keefe, Bruyette & WoodsBoost TargetUnderperform ➝ Underperform$9.00 ➝ $13.00
7/8/2025BarclaysBoost TargetEqual Weight ➝ Equal Weight$12.00 ➝ $18.00
6/12/2025StephensInitiated CoverageEqual Weight ➝ Overweight$20.00
6/2/2025Truist FinancialInitiated CoverageHold$14.00
4/30/2025BarclaysBoost TargetEqual Weight ➝ Equal Weight$11.00 ➝ $12.00
4/30/2025UBS GroupBoost TargetNeutral ➝ Neutral$14.00 ➝ $15.50
4/30/2025Needham & Company LLCReiterated RatingBuy ➝ Buy$20.00 ➝ $20.00
4/25/2025JMP SecuritiesInitiated CoverageMarket Outperform$17.00
4/25/2025Citizens JmpInitiated CoverageOutperform$17.00
2/21/2025Dbs BankUpgradeStrong-Buy
1/28/2025The Goldman Sachs GroupBoost TargetNeutral ➝ Neutral$8.50 ➝ $9.50
1/28/2025UBS GroupBoost TargetNeutral ➝ Neutral$10.50 ➝ $14.00
1/28/2025Needham & Company LLCBoost TargetBuy ➝ Buy$13.00 ➝ $20.00
1/24/2025William BlairReiterated RatingOutperform
1/15/2025William BlairInitiated CoverageOutperform
1/14/2025CitigroupBoost TargetBuy ➝ Buy$12.50 ➝ $18.00
1/2/2025Keefe, Bruyette & WoodsReiterated RatingMarket Perform ➝ Underperform$7.00 ➝ $8.00
12/19/2024Morgan StanleyBoost TargetUnderweight ➝ Underweight$7.50 ➝ $13.00
12/9/2024Bank of AmericaReiterated RatingNeutral ➝ Underperform$12.00 ➝ $12.00
12/2/2024JPMorgan Chase & Co.Boost TargetNeutral ➝ Neutral$9.00 ➝ $16.00
11/19/2024MizuhoBoost TargetOutperform ➝ Outperform$14.00 ➝ $16.00
10/30/2024The Goldman Sachs GroupBoost TargetNeutral ➝ Neutral$7.50 ➝ $8.50
10/30/2024BarclaysBoost TargetEqual Weight ➝ Equal Weight$8.00 ➝ $9.00
10/30/2024Needham & Company LLCBoost TargetBuy ➝ Buy$10.00 ➝ $13.00
10/29/2024Jefferies Financial GroupBoost TargetBuy ➝ Buy$12.00 ➝ $13.00
10/18/2024CitigroupDowngradeStrong-Buy ➝ Hold
7/31/2024Needham & Company LLCReiterated RatingBuy ➝ Buy$10.00 ➝ $10.00
7/9/2024BarclaysLower TargetEqual Weight ➝ Equal Weight$10.00 ➝ $8.00
7/9/2024Keefe, Bruyette & WoodsLower TargetMarket Perform ➝ Market Perform$7.50 ➝ $7.00
7/2/2024Needham & Company LLCReiterated RatingBuy ➝ Buy$10.00 ➝ $10.00
6/7/2024BTIG ResearchInitiated CoverageNeutral
4/30/2024Deutsche Bank AktiengesellschaftLower TargetHold ➝ Hold$12.00 ➝ $11.00
4/30/2024Needham & Company LLCReiterated RatingBuy ➝ Buy$10.00
4/30/2024WedbushReiterated RatingUnderperform ➝ Underperform$3.00
4/8/2024CitigroupInitiated CoverageBuy ➝ Buy$11.00
4/5/2024Keefe, Bruyette & WoodsUpgradeUnderperform ➝ Market Perform$6.50 ➝ $7.50
4/3/2024Needham & Company LLCInitiated CoverageBuy$10.00
3/26/2024Jefferies Financial GroupLower TargetBuy ➝ Buy$15.00 ➝ $12.00
3/6/2024WedbushReiterated RatingUnderperform ➝ Underperform$3.00
1/31/2024Morgan StanleyReiterated RatingEqual Weight ➝ Underweight$7.00 ➝ $6.50
1/30/2024The Goldman Sachs GroupBoost TargetNeutral ➝ Neutral$7.00 ➝ $8.00
1/18/2024MizuhoLower TargetBuy ➝ Buy$15.00 ➝ $12.00
1/10/2024Deutsche Bank AktiengesellschaftInitiated CoverageHold$11.00
1/3/2024Keefe, Bruyette & WoodsReiterated RatingMarket Perform ➝ Underperform$7.50 ➝ $6.50
11/24/2023CitigroupLower TargetBuy ➝ Buy$12.00 ➝ $11.00
11/17/2023Piper SandlerLower TargetNeutral ➝ Neutral$9.00 ➝ $8.50
11/15/2023BarclaysInitiated CoverageEqual Weight$8.00
11/9/2023WedbushReiterated RatingUnderperform$3.00
10/31/2023Truist FinancialLower TargetBuy ➝ Buy$16.00 ➝ $14.00
10/31/2023Morgan StanleyUpgradeUnderweight ➝ Equal Weight$7.00
10/30/2023WedbushReiterated RatingUnderperform$3.00
10/20/2023UBS GroupInitiated CoverageNeutral$7.00
10/19/2023Keefe, Bruyette & WoodsUpgradeUnderperform ➝ Market Perform$7.50
10/12/2023WedbushUpgradeUnderperform ➝ Neutral
10/5/2023Bank of AmericaLower Target$11.50 ➝ $10.00
8/22/2023JPMorgan Chase & Co.Boost TargetNeutral ➝ Neutral$8.00 ➝ $10.00
8/18/2023Piper SandlerBoost TargetNeutral ➝ Neutral$8.00 ➝ $9.00
8/17/2023CitigroupBoost TargetBuy ➝ Buy$10.00 ➝ $12.00
8/2/2023MizuhoBoost TargetBuy ➝ Buy$9.00 ➝ $15.00
8/1/2023WedbushReiterated RatingUnderperform ➝ Underperform$3.00
8/1/2023Bank of AmericaBoost TargetNeutral ➝ Neutral$10.00 ➝ $11.50
8/1/2023Keefe, Bruyette & WoodsDowngradeMarket Perform ➝ Underperform$5.50 ➝ $7.00
7/31/2023BTIG ResearchLower TargetBuy ➝ Buy$14.00 ➝ $13.00
7/31/2023Truist FinancialBoost TargetBuy ➝ Buy$11.00 ➝ $16.00
7/24/2023StephensInitiated CoverageEqual Weight$7.00
7/14/2023Truist FinancialReiterated RatingBuy ➝ Buy$11.00
7/13/2023Morgan StanleyDowngradeEqual Weight ➝ Underweight$6.50 ➝ $7.00
6/22/2023Compass PointInitiated CoverageSell$5.00
6/16/2023Bank of AmericaDowngradeBuy ➝ Neutral$9.50 ➝ $10.00
6/16/2023Piper SandlerDowngradeOverweight ➝ Neutral$6.50 ➝ $8.00
6/15/2023OppenheimerDowngradeOutperform ➝ Market Perform
6/13/2023BTIG ResearchInitiated CoverageBuy$14.00
6/12/2023Truist FinancialBoost Target$8.00 ➝ $11.00
6/8/2023Keefe, Bruyette & WoodsBoost Target$5.00 ➝ $5.50
5/17/2023Piper SandlerLower Target$8.00 ➝ $6.50
5/15/2023WedbushDowngradeNeutral ➝ Underperform$5.00 ➝ $2.50
5/12/2023Truist FinancialInitiated CoverageBuy$8.00
5/2/2023WedbushDowngradeOutperform ➝ Neutral$8.00 ➝ $5.00
2/15/2023MizuhoBoost TargetBuy$6.00 ➝ $9.00
2/8/2023Morgan StanleyBoost TargetEqual Weight$6.00 ➝ $6.50
1/31/2023Credit Suisse GroupLower TargetNeutral$8.00 ➝ $7.50
1/31/2023OppenheimerBoost TargetOutperform$6.00 ➝ $7.00
1/31/2023Morgan StanleyBoost TargetEqual Weight$5.00 ➝ $6.00
1/30/2023WedbushBoost Target$6.00 ➝ $8.00
1/25/2023OppenheimerLower TargetOutperform$7.00 ➝ $6.00
1/17/2023JPMorgan Chase & Co.Initiated CoverageNeutral$6.00
12/15/2022Piper SandlerLower TargetOverweight$8.50 ➝ $7.50
12/1/2022Morgan StanleyLower TargetEqual Weight$7.00 ➝ $5.00
11/23/2022WedbushLower TargetOutperform$8.00 ➝ $6.00
11/23/2022MizuhoLower TargetBuy$7.00 ➝ $6.00
11/2/2022The Goldman Sachs GroupLower TargetNeutral$8.50 ➝ $7.50
11/2/2022Morgan StanleyLower TargetEqual Weight$7.50 ➝ $7.00
9/14/2022Bank Of America (Bofa)UpgradeNeutral ➝ Buy$8.00 ➝ $9.00
9/14/2022Bank of AmericaUpgradeNeutral ➝ Buy$8.00 ➝ $9.00
9/9/2022Seaport Res PtnReiterated RatingNeutral
8/25/2022Morgan StanleyBoost TargetEqual Weight$7.00 ➝ $7.50
8/3/2022MizuhoBoost TargetBuy$7.00 ➝ $8.00
8/3/2022Credit Suisse GroupBoost TargetNeutral$8.00 ➝ $8.50
7/7/2022MizuhoLower TargetBuy$9.00 ➝ $7.00
6/29/2022Piper SandlerLower TargetOverweight$10.00 ➝ $8.00
5/17/2022MizuhoLower TargetNA$14.00 ➝ $9.00
5/16/2022Piper SandlerUpgradeNeutral ➝ Overweight$12.00 ➝ $10.00
5/12/2022CitigroupLower Target$17.00 ➝ $11.00
5/11/2022Credit Suisse GroupLower Target$15.50 ➝ $9.50
5/10/2022Bank of AmericaLower Target$12.00 ➝ $7.00
4/8/2022CitigroupLower Target$20.00 ➝ $17.00
4/7/2022Bank of AmericaLower Target$14.00 ➝ $12.00
4/7/2022WedbushLower Target$20.00 ➝ $15.00
4/7/2022MizuhoLower TargetBuy$17.00 ➝ $14.00
4/7/2022OppenheimerLower TargetOutperform$18.00 ➝ $13.00
4/5/2022Moffett NathansonInitiated CoverageBuy$13.00
3/16/2022Morgan StanleyDowngradeOverweight ➝ Equal Weight$18.00 ➝ $10.00
3/7/2022Piper SandlerInitiated CoverageNeutral$12.00
3/3/2022Morgan StanleyLower TargetOverweight$20.00 ➝ $18.00
3/2/2022Credit Suisse GroupLower TargetNeutral$16.50 ➝ $15.50
3/2/2022Bank of AmericaDowngradeBuy ➝ Neutral$14.00
2/23/2022Rosenblatt SecuritiesLower TargetBuy$25.00 ➝ $22.00
2/11/2022Bank of AmericaInitiated CoverageBuy$17.00
2/9/2022OppenheimerLower TargetOutperform$28.00 ➝ $18.00
1/19/2022Rosenblatt SecuritiesBoost TargetBuy$28.00 ➝ $30.00
1/18/2022WedbushInitiated CoverageOutperform$20.00
1/18/2022MizuhoLower Target$30.00 ➝ $17.00
1/18/2022The Goldman Sachs GroupInitiated CoverageNeutral$16.00
1/14/2022Morgan StanleyLower TargetOverweight$22.00 ➝ $20.00
12/27/2021Morgan StanleyLower TargetOverweight$24.00 ➝ $22.00
12/23/2021Rosenblatt SecuritiesReiterated RatingBuy$30.00 ➝ $28.00
12/20/2021CitigroupInitiated CoverageBuy$20.00
11/29/2021Keefe, Bruyette & WoodsInitiated CoverageMarket Perform$21.00
11/17/2021Credit Suisse GroupBoost TargetNeutral$16.50 ➝ $19.00
11/15/2021MizuhoBoost TargetBuy$28.00 ➝ $30.00
11/12/2021Jefferies Financial GroupBoost TargetBuy$24.00 ➝ $26.00
11/11/2021OppenheimerBoost TargetOutperform$23.00 ➝ $28.00
10/11/2021Morgan StanleyInitiated CoverageOverweight$25.00
9/22/2021Jefferies Financial GroupInitiated CoverageBuy$25.00
9/14/2021MizuhoInitiated CoverageBuy$28.00
9/9/2021Credit Suisse GroupInitiated CoverageNeutral$16.50
6/15/2021Rosenblatt SecuritiesInitiated CoverageBuy$30.00
6/1/2021OppenheimerInitiated CoverageOutperform$25.00
(Data available from 12/4/2020 forward)

News Sentiment Rating

0.91 (Buy)

Our news sentiment rating is based on the average sentiment of articles about this company published in the media in the last 30 days of headlines and can range from 2 (very positive sentiment) to -2 (very negative sentiment).

News Sentiment Over Time

Move your mouse over past months for details

Skip to Current Sentiment Summary
  • 0 very positive mentions
  • 0 positive mentions
  • 0 negative mentions
  • 0 very negative mentions
Mentions as of
5/8/2025
  • 0 very positive mentions
  • 0 positive mentions
  • 0 negative mentions
  • 0 very negative mentions
Mentions as of
6/7/2025
  • 0 very positive mentions
  • 0 positive mentions
  • 0 negative mentions
  • 0 very negative mentions
Mentions as of
7/7/2025
  • 0 very positive mentions
  • 0 positive mentions
  • 0 negative mentions
  • 0 very negative mentions
Mentions as of
8/6/2025
  • 0 very positive mentions
  • 0 positive mentions
  • 0 negative mentions
  • 0 very negative mentions
Mentions as of
9/5/2025
  • 63 very positive mentions
  • 49 positive mentions
  • 3 negative mentions
  • 1 very negative mentions
Mentions as of
10/5/2025
  • 91 very positive mentions
  • 73 positive mentions
  • 3 negative mentions
  • 0 very negative mentions
Mentions as of
11/4/2025
  • 83 very positive mentions
  • 60 positive mentions
  • 0 negative mentions
  • 0 very negative mentions
Mentions as of
12/4/2025

Current Sentiment

  • 83 very positive mentions
  • 60 positive mentions
  • 0 negative mentions
  • 0 very negative mentions

Recent Stories by Sentiment

Very Negative

Negative

  • No negative mentions tracked during this time.

Positive

Very Positive

SoFi Technologies logo
SoFi Technologies, Inc. provides various financial services in the United States, Latin America, and Canada. It operates through three segments: Lending, Technology Platform, and Financial Services. The company offers lending and financial services and products that allows its members to borrow, save, spend, invest, and protect money. It offers personal loans, student loans, home loans, and related services. The company also operates Galileo, a technology platform that offers services to financial and non-financial institution; and Technisys, a cloud-native digital and core banking platform with financial services customers. In addition, it provides SoFi Money offers checking and savings accounts, debit cards, and cash management products; and SoFi Invest, a mobile-first investment platform that provides access to trading and advisory solutions, such as investing and robo-advisory. Further, the company offers SoFi Credit Card that provides cash backs on every purchase; Sofi Relay, a personal finance management product that allows to track all of their financial accounts comprising credit score and spending behaviors; SoFi Protect, which offers insurance product; SoFi Travel, an application that manages travel search and booking experience; SoFi At Work provides financial benefits to employees, including student loan payments made on their employees' behalf; Lantern Credit, a financial services marketplace platform for seeking alternative products and provide product comparisons; and other lending as a service that offers pre-qualified borrower referrals and sells loans to third-party partner. The company was founded in 2011 and is based in San Francisco, California.
Read More

Today's Range

Now: $29.60
Low: $28.48
High: $29.70

50 Day Range

MA: $28.21
Low: $24.91
High: $32.21

52 Week Range

Now: $29.60
Low: $8.60
High: $32.73

Volume

61,716,012 shs

Average Volume

69,462,024 shs

Market Capitalization

$35.69 billion

P/E Ratio

54.82

Dividend Yield

N/A

Beta

1.93

Frequently Asked Questions

What sell-side analysts currently cover shares of SoFi Technologies?

The following Wall Street research analysts have issued stock ratings on SoFi Technologies in the last year: Bank of America Corporation, Barclays PLC, BTIG Research, Citigroup Inc., Citizens Jmp, Cowen Inc, Dbs Bank, Jefferies Financial Group Inc., JMP Securities, JPMorgan Chase & Co., Keefe, Bruyette & Woods, Mizuho, Morgan Stanley, Needham & Company LLC, Redburn Atlantic, Rothschild & Co Redburn, Stephens, TD Cowen, The Goldman Sachs Group, Inc., Truist Financial Corporation, UBS Group AG, Weiss Ratings, and William Blair.
View the latest analyst ratings for SOFI.

What is the current price target for SoFi Technologies?

0 Wall Street analysts have set twelve-month price targets for SoFi Technologies in the last year. Their average twelve-month price target is $24.88, suggesting a possible downside of 14.7%. Mizuho has the highest price target set, predicting SOFI will reach $38.00 in the next twelve months. Bank of America Corporation has the lowest price target set, forecasting a price of $12.00 for SoFi Technologies in the next year.
View the latest price targets for SOFI.

What is the current consensus analyst rating for SoFi Technologies?

SoFi Technologies currently has 3 sell ratings, 12 hold ratings, 7 buy ratings and 1 strong buy rating from Wall Street analysts. The stock has a consensus analyst rating of "Hold." A "hold" rating indicates that analysts believe investors should keep any existing positions they have in SOFI, but not buy more shares or sell existing shares.
View the latest ratings for SOFI.

What other companies compete with SoFi Technologies?

Other companies that are similar to SoFi Technologies include Affirm, Robinhood Markets, PayPal, Upstart and Bank of America. Learn More about companies similar to SoFi Technologies.

How do I contact SoFi Technologies' investor relations team?

SoFi Technologies' physical mailing address is 317 UNIVERSITY AVE SUITE 200, PALO ALTO CA, 94301. The company's listed phone number is 855-456-7634 and its investor relations email address is [email protected]. The official website for SoFi Technologies is www.sofi.com. Learn More about contacing SoFi Technologies investor relations.