Grupo Aval Acciones y Valores S.A. provides a range of financial services and products to public and private sector customers in Colombia and Central America. The company offers deposit products and services, such as checking and savings accounts, and time deposits, as well as other deposits, including deposits from correspondent banks, cashier checks, and collection services. It also provides commercial loans, which include general purpose loans, working capital loans, leases, loans funded by development banks, corporate credit cards, and overdraft loans; consumer loans comprising payroll, personal, automobile, and other vehicle loans, as well as microcredit loans and mortgage loans. In addition, the company offers pension and severance fund management services; and bancassurance, trust, bonded warehousing and brokerage transactions, real estate escrow, merchandise and document storage and deposit, customs agency, cargo management, surety bond and merchandise distribution, and payment and collection services. Further, it is involved in merchant and investment banking activities; trading activities, such as fixed income trading, and derivatives and foreign exchange operations, as well as the provision of the treasury, pension plan administration, investment fund advice, financial advisory, leasing, private banking, and insurance services; and deposit and lending operations in foreign currencies. As of December 31, 2019, the company operated through a network of 1,341 branches, 3,535 ATMs, and 69 payment collection centers in Colombia; and 762 branches, 2,136 ATMs, and 8,860 other points of service in Central America. Grupo Aval Acciones y Valores S.A. was founded in 1994 and is based in BogotÃ¡, Colombia.