Bread Financial - BFH Stock Price Target and Predictions

  • Consensus Rating: Reduce
  • Consensus Price Target: $36.55
  • Forecasted Upside: 6.01%
  • Number of Analysts: 12
  • Breakdown:
  • 4 Sell Ratings
  • 6 Hold Ratings
  • 2 Buy Ratings
  • 0 Strong Buy Ratings
$34.48
▲ +1.27 (3.82%)

This chart shows the closing price for BFH by one month, three months, or twelve months.

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Analyst Price Target for BFH

Analyst Price Target is $36.55
▲ +6.01% Upside Potential
This price target is based on 12 analysts offering 12 month price targets for Bread Financial in the last 3 months. The average price target is $36.55, with a high forecast of $52.00 and a low forecast of $25.00. The average price target represents a 6.01% upside from the last price of $34.48.

This chart shows the closing price for BFH for the last year in relation to the current analyst high, average, and low pricetarget.

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Current Consensus is Reduce

The current consensus among 12 contributing investment analysts is to reduce stock in Bread Financial. This Reduce consensus rating has held steady for over two years.

Past Monthly Recommendations

Move your mouse over past months for details

Read Past Recommendations DescriptionSkip Past Price Target Consensus Chart
  • 0 strong buy ratings
  • 2 buy ratings
  • 6 hold ratings
  • 4 sell ratings
10/27/2022
  • 0 strong buy ratings
  • 2 buy ratings
  • 6 hold ratings
  • 4 sell ratings
1/25/2023
  • 0 strong buy ratings
  • 2 buy ratings
  • 6 hold ratings
  • 4 sell ratings
4/25/2023
  • 0 strong buy ratings
  • 2 buy ratings
  • 6 hold ratings
  • 4 sell ratings
7/24/2023
  • 0 strong buy ratings
  • 2 buy ratings
  • 6 hold ratings
  • 4 sell ratings
10/22/2023
  • 0 strong buy ratings
  • 2 buy ratings
  • 6 hold ratings
  • 4 sell ratings
1/20/2024
  • 0 strong buy ratings
  • 2 buy ratings
  • 6 hold ratings
  • 4 sell ratings
3/20/2024
  • 0 strong buy ratings
  • 2 buy ratings
  • 6 hold ratings
  • 4 sell ratings
4/19/2024

Latest Recommendations

  • 0 strong buy ratings
  • 2 buy ratings
  • 6 hold ratings
  • 4 sell ratings

Display Ratings By
DateBrokerageActionRatingPrice TargetImpact on Share PriceDetails
4/9/2024BarclaysLower TargetUnderweight ➝ Underweight$27.00 ➝ $26.00Low
4/4/2024Wolfe ResearchUpgradePeer Perform ➝ Outperform$48.00Low
1/29/2024BMO Capital MarketsLower TargetMarket Perform ➝ Market Perform$33.00 ➝ $32.00Low
1/26/2024BarclaysLower TargetUnderweight ➝ Underweight$28.00 ➝ $27.00Low
1/26/2024Royal Bank of CanadaReiterated RatingSector Perform ➝ Sector Perform$36.00Low
1/26/2024JPMorgan Chase & Co.Boost TargetNeutral ➝ Neutral$36.00 ➝ $40.00Low
1/26/2024OppenheimerUpgradeMarket Perform ➝ Outperform$52.00Low
1/10/2024BMO Capital MarketsInitiated CoverageMarket Perform$33.00Low
1/3/2024Evercore ISIDowngradeIn-Line ➝ Underperform$29.00 ➝ $33.00Low
12/18/2023The Goldman Sachs GroupBoost TargetSell ➝ Sell$27.00 ➝ $31.00Low
12/18/2023JPMorgan Chase & Co.DowngradeOverweight ➝ Neutral$42.00 ➝ $36.00Low
12/13/2023Morgan StanleyDowngradeEqual Weight ➝ Underweight$31.00 ➝ $25.00Low
11/16/2023Morgan StanleyLower TargetEqual Weight ➝ Equal Weight$32.00 ➝ $31.00Low
11/15/2023BarclaysInitiated CoverageUnderweight$24.00Low
11/1/2023TD CowenInitiated CoverageMarket PerformLow
10/27/2023Morgan StanleyLower TargetEqual Weight ➝ Equal Weight$35.00 ➝ $32.00Low
10/5/2023Bank of AmericaDowngradeBuy ➝ Neutral$44.00 ➝ $36.00Low
10/3/2023Morgan StanleyLower TargetEqual Weight ➝ Equal Weight$37.00 ➝ $35.00Low
10/2/2023The Goldman Sachs GroupDowngradeNeutral ➝ Sell$44.00 ➝ $32.00Low
9/5/2023Raymond JamesReiterated RatingOutperform ➝ Sector Perform$46.00 ➝ $43.00Low
9/5/2023Royal Bank of CanadaDowngradeOutperform ➝ Sector Perform$46.00 ➝ $43.00Low
8/22/2023JPMorgan Chase & Co.Boost TargetOverweight ➝ Overweight$41.00 ➝ $49.00Low
7/28/2023Royal Bank of CanadaBoost TargetOutperform$40.00 ➝ $46.00Low
4/11/2023Keefe, Bruyette & WoodsDowngradeOutperform ➝ Market Perform$35.00 ➝ $30.00Low
4/5/2023Morgan StanleyLower TargetEqual Weight$39.00 ➝ $32.00Low
4/5/2023The Goldman Sachs GroupLower TargetNeutral$42.00 ➝ $36.00Low
3/16/2023Keefe, Bruyette & WoodsDowngradeOutperform ➝ Market Perform$60.00 ➝ $35.00Low
3/10/2023StephensReiterated RatingOverweight$64.00N/A
1/5/2023StephensUpgradeEqual Weight ➝ Overweight$64.00Low
10/28/2022Royal Bank of CanadaBoost TargetOutperform$41.00 ➝ $42.00Low
10/28/2022Credit Suisse GroupBoost TargetNeutral$38.00 ➝ $40.00Low
10/28/2022The Goldman Sachs GroupBoost TargetNeutral$39.00 ➝ $43.00Low
10/25/2022JPMorgan Chase & Co.Boost TargetOverweight$54.00 ➝ $55.00Low
10/6/2022Credit Suisse GroupInitiated CoverageNeutral$38.00Low
10/5/2022Morgan StanleyLower TargetEqual Weight$45.00 ➝ $39.00Low
9/20/2022StephensLower Target$64.00Low
7/29/2022Deutsche Bank AktiengesellschaftLower Target$80.00 ➝ $60.00Low
7/12/2022Morgan StanleyLower TargetEqual Weight$67.00 ➝ $45.00N/A
7/11/2022Keefe, Bruyette & WoodsLower Target$100.00 ➝ $81.00N/A
(Data available from 4/20/2019 forward)

News Sentiment Rating

0.70 (Buy)

Our news sentiment rating is based on the average sentiment of articles about this company published in the media in the last 30 days of headlines and can range from 2 (very positive sentiment) to -2 (very negative sentiment).

News Sentiment Over Time

Move your mouse over past months for details

Skip to Current Sentiment Summary
  • 17 very positive mentions
  • 5 positive mentions
  • 0 negative mentions
  • 0 very negative mentions
9/23/2023
  • 3 very positive mentions
  • 6 positive mentions
  • 3 negative mentions
  • 0 very negative mentions
10/23/2023
  • 6 very positive mentions
  • 14 positive mentions
  • 3 negative mentions
  • 0 very negative mentions
11/22/2023
  • 9 very positive mentions
  • 9 positive mentions
  • 3 negative mentions
  • 0 very negative mentions
12/22/2023
  • 13 very positive mentions
  • 6 positive mentions
  • 1 negative mentions
  • 0 very negative mentions
1/21/2024
  • 18 very positive mentions
  • 24 positive mentions
  • 2 negative mentions
  • 1 very negative mentions
2/20/2024
  • 19 very positive mentions
  • 15 positive mentions
  • 3 negative mentions
  • 0 very negative mentions
3/21/2024
  • 7 very positive mentions
  • 13 positive mentions
  • 0 negative mentions
  • 0 very negative mentions
4/20/2024

Current Sentiment

  • 7 very positive mentions
  • 13 positive mentions
  • 0 negative mentions
  • 0 very negative mentions
Bread Financial logo
Bread Financial Holdings, Inc. provides tech-forward payment and lending solutions to customers and consumer-based industries in North America. It offers credit card and other loans financing services, including risk management solutions, account origination, and funding services for private label and co-brand credit card programs, as well as through Bread partnerships; and Comenity-branded general purpose cash-back credit. The company also manages and services the loans it originates for private label, co-brand, and general-purpose credit card programs, and installment loans and split-pay products; and provides marketing, and data and analytics services. In addition, it offers an enhanced digital suite that includes a unified software development kit, which provides access to its suite of products, as well as promotes credit payment options earlier in the shopping experience. Further, the company through Bread, a digital payments platform and robust suite of application programming interfaces allows merchants and partners to integrate online point-of-sale financing and other digital payment products. It offers its products under the Bread CashbackTM, Bread PayTM, and Bread SavingsTM brands. The company was formerly known as Alliance Data Systems Corporation and changed its name to Bread Financial Holdings, Inc. in March 2022. Bread Financial Holdings, Inc. was incorporated in 1995 and is headquartered in Columbus, Ohio.
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Today's Range

Now: $34.48
Low: $33.33
High: $34.85

50 Day Range

MA: $36.68
Low: $32.23
High: $40.16

52 Week Range

Now: $34.48
Low: $23.19
High: $41.89

Volume

984,637 shs

Average Volume

781,066 shs

Market Capitalization

$1.70 billion

P/E Ratio

2.41

Dividend Yield

2.61%

Beta

1.93

Frequently Asked Questions

What sell-side analysts currently cover shares of Bread Financial?

The following Wall Street analysts have issued research reports on Bread Financial in the last twelve months: Bank of America Co., Barclays PLC, BMO Capital Markets, Evercore ISI, JPMorgan Chase & Co., Morgan Stanley, Oppenheimer Holdings Inc., Raymond James, Royal Bank of Canada, TD Cowen, The Goldman Sachs Group, Inc., and Wolfe Research.
View the latest analyst ratings for BFH.

What is the current price target for Bread Financial?

11 Wall Street analysts have set twelve-month price targets for Bread Financial in the last year. Their average twelve-month price target is $36.55, suggesting a possible upside of 6.0%. Oppenheimer Holdings Inc. has the highest price target set, predicting BFH will reach $52.00 in the next twelve months. Morgan Stanley has the lowest price target set, forecasting a price of $25.00 for Bread Financial in the next year.
View the latest price targets for BFH.

What is the current consensus analyst rating for Bread Financial?

Bread Financial currently has 4 sell ratings, 6 hold ratings and 2 buy ratings from Wall Street analysts. The stock has a consensus analyst rating of "Reduce."
View the latest ratings for BFH.

What other companies compete with Bread Financial?

How do I contact Bread Financial's investor relations team?

Bread Financial's physical mailing address is 3075 Loyalty Circle, Columbus OH, 43219. The company's listed phone number is (614) 729-4000 and its investor relations email address is [email protected]. The official website for Bread Financial is www.breadfinancial.com. Learn More about contacing Bread Financial investor relations.